After a bank loan refusal: there remains a solution
A credit refusal is not a judgment on your value: it is simply the verdict of a banking algorithm which only looks at ratios. Serious and hardworking profiles are pushed aside every day. The good news is that the bank is no longer the only door.
Why do banks refuse?
Income considered irregular, debt ratio, precarious contract, imperfect history: the criteria are rigid and do not take into account your real motivation.
Many requests are rejected not for lack of seriousness, but because the file does not “fit into the box”.
An alternative that does not depend on your banking score
The shared capital program does not lend you money: it entrusts you with working capital. There is therefore not the same evaluation grid as a credit.
The winnings made are shared 50/50. You have no debt to carry, therefore no risk of additional over-indebtedness.
Try your luck without commitment
The application is free and does not appear in credit files. A bank refusal does not close any doors to you here.
In just a few minutes, you discover a model designed for people who are left out of the traditional system.
What if it was your turn to receive capital?
The 50/50 Shared Capital program gives you working capital, with no credit and no debt to repay. The application is free and without obligation.
What if, for once, you were the one handed the capital?
You have nothing to lose — literally. Apply in two minutes and see what it changes.
Give it a shot, free →