Fiché Banque de France: a path that does not depend on the FICP
Being registered with the FICP or the FCC means hitting a wall: no bank will follow, even for a small amount. However, a record says nothing about your ability to work and move forward. There is an approach that does not rely on this file.
What filing actually blocks
The FICP records reimbursement incidents, the FCC records checkbook incidents. As long as you are registered, access to credit is almost closed.
But this file concerns credit. It does not concern a device which is not based on a loan.
Receive capital rather than a loan
With 50/50 shared capital, you are not borrowing: you are receiving working capital. There is therefore no reimbursement, and registration is not the obstacle that it represents for a bank.
The profits generated are shared equitably. You start again on a healthy basis, without delving further into your situation.
Regain hope, free of charge
The application is completely free and without obligation. The registration does not prevent you from trying your luck.
It is often the first concrete step in a long time for a person who has become accustomed to hearing “no”.
What if it was your turn to receive capital?
The 50/50 Shared Capital program gives you working capital, with no credit and no debt to repay. The application is free and without obligation.
What if, for once, you were the one handed the capital?
You have nothing to lose — literally. Apply in two minutes and see what it changes.
Give it a shot, free →